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SBA Disaster Loans

SBA provides low-interest disaster loans to businesses of all sizes, homeowners, and renters. SBA disaster loans can be used to repair or replace the following items damaged or destroyed in a declared disaster: real estate, personal property, machinery and equipment, and inventory and business assets.

You can apply online for all types of SBA disaster assistance loans. The online application is the fastest method to receive a decision about your loan eligibility. You have the option of submitting a paper application by mail. For either application, you must submit the completed loan application and a signed and dated IRS Form 4506-T giving permission for the IRS to provide SBA your tax return information. You may also apply in person at any Disaster Recovery Center and receive personal, one-on-one help from an SBA representative. For information or to find a location near you, please contact our Customer Service Center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or email: disastercustomerservice@sba.gov


FEMA Declaration - NC Hurricane Florence (DR-4393)

The Federal Emergency Management Agency announced that federal disaster assistance has been made available to the state of North Carolina to supplement state, tribal and local recovery efforts in the areas affected by Hurricane Florence beginning on September 7, 2018, and continuing.

Assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners.

Individuals and business owners who sustained losses in the designated area can begin applying for assistance by registering online at www.DisasterAssistance.gov or by calling 1-800-621-3362. Disaster assistance applicants, who have a speech disability or hearing loss and use TTY, should call 1-800-462-7585 directly; for those who use 711 or Video Relay Service (VRS), call 1-800-621-3362. The toll-free telephone numbers will operate from 7:00 a.m. to 10:00 p.m. (local time) seven days a week until further notice. 

You will need to provide the following:

Social Security number, or the social security number of a child living at the house.

Annual household income.

Contact information, insurance information and bank account information (FEMA needs bank account information so agency can directly deposit $$ into your account.)

Additional info:

Anyone who is denied will be notified and given a chance to appeal.

FEMA aid only is available for your primary residence — not vacation homes.

FEMA will not duplicate the assistance you receive from your insurance company, but you may receive assistance for items not covered by insurance.

PO Box 1348 * Morehead City, NC 28557
Office 252.726.1475 * Email admin@carterethba.com                    
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